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For Lenders

Verified affordability, a clear audit trail, and decisions that stay yours.

Compete for Borrowers Using Better Information

CreditRefPro gives participating lenders access to borrower-authorized loan requests supported by standardized credit scores and documented financial information.

Participating lenders may include:

Banks
Credit unions
Finance companies
Employers
Cooperatives
Employee-benefit funds
Private credit funds
Family offices
Private equity firms
Venture capital firms
Corporations
Government lending programs
Nonprofit organizations
Development organizations
Associations
Individual lenders

Lenders can:

  • Create an institutional or individual lender profile
  • Define lending preferences
  • Review eligible borrower requests
  • Review CreditRefPro Scores
  • Review authorized financial information
  • Request additional documents
  • Conduct their own assessment
  • Submit competitive offers
  • Set their own rates, fees, and terms
  • Provide agreements and disclosures
  • Complete final approval
  • Disburse funds directly
  • Receive repayments directly
  • Monitor repayment records
  • Manage their own borrower relationships

Every lender makes its own lending decisions and remains responsible for its loan terms, agreements, disbursements, and borrower relationship.

Join as a Lender

Ready when you are.

Create an account to see what you can afford, or sign in to pick up where you left off.