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For Employers

Support your people without becoming their lender.

Make Payroll-Supported Lending Easier to Administer

CreditRefPro helps employers administer borrower-authorized payroll deductions through one controlled workflow.

Employers can:

  • Maintain employee records
  • Confirm employment status
  • Verify payroll information
  • Define payroll-deduction rules
  • Set maximum deduction limits
  • Confirm available deduction capacity
  • Receive employee-authorized instructions
  • Submit deductions to the payroll system
  • Record completed deductions
  • Reconcile lender remittances
  • Investigate failed deductions
  • Resolve incorrect or unauthorized deductions
  • Maintain a complete audit trail

The employer supports the repayment process without becoming responsible for the borrower’s debt unless the employer separately agrees otherwise.

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